PHILANTHROINVESTOR®

Through our connections and expertise, we acquire bank owned (REO) properties far below market value and sell them to our investors at a small mark-up which enables us to recover our capital and rapidly acquire new properties. The investor may do whatever he wishes with these properties.

Most investors opt for our unique low-maintenance program to generate 12% ROI or more backed by high-equity real estate. We re-market the properties to families to fix up, live in and improve the homes on a Contract for Deed or Land Contract. The investor receives about 5% down and monthly payments over a period of 20 years with 12% annual interest. They become what we call “Family Supporter Investors,” which has many benefits.

OUR PURPOSE: To open the door to families wishing to live in their own homes while giving financial freedom to investors through stable real estate.

Ready to become a PHILANTHROINVESTOR?

Investor Options

We invite you to become a “Family Supporter Investor” and get greater stability and increased profits compared to most investments because you are helping us to fulfill our mission so that more families can live in their own home. These levels of membership have benefits and are acquired for life once obtained. This means that once you become an investor with us, each house you buy in the future from Equity and Help Inc will be at the level acquired, for you or any primary heir who may inherit your investment in Equity and Help Inc. You will find more details in our Equity and Help. Home Investor Special Report, “Shelter from the Storm.”

Select and Upgrade Your Status

 

Every PHILANTHROINVESTOR® has the opportunity to invest larger and further with Equity and Help, INC. As you upgrade your status with us recieve a personalized certificate and rewards.

City Hero | 1000 Houses

 

Platinum Town Builder | 800 Houses

 

Gold Town Builder | 650 Houses

 

Town Builder | 500 Houses

 

Platinum Civilization Supporter | 350 Houses

Gold Civilization Supporter | 250 Houses

 

Silver Civilization Supporter | 150 Houses

 

Civilization Supporter | 100 Houses

 

Platinum Community Supporter | 75 Houses

 

Gold Community Supporter | 50 Houses

Silver Community Supporter | 35 Houses

 

Community Supporter | 20 Houses

 

Platinum Family Supporter | 10 Houses

 

Gold Family Supporter | 5 Houses

 

Family Supporter Investor | 1 to 3 Houses

Packages & Deposit Requirements

 

There are 5 different packages an investor can place a deposit on.

Each package requires $1,000 US deposit.

If you are interested in more than 15 homes, your representative will assist you with your deposit.

 

Get Started with us now for only $1000

Properties Sold
& Results

 

Explore the properties we have sold from investors to happy families.

Mobjack, VA 23056

This property sold to a family for $70,000.00. The Investor recieved a capital gain of 26.50% plus an annual 12% rate of return from the property’s contract.

Rockingham, NC 28379

This property sold to a family for $27,000.00. The Investor received a capital gain of 10.14% plus an annual 12% rate of return from the property’s contract.

Cleveland, OH, 44120

This property sold to a family for $24,000.00. The Investor received a capital gain of 2.88% plus an annual 12% rate of return from the property’s contract.

Muskegon, MI 49444

This property sold to a family for $26,691.00. The Investor received a capital gain of 31.44% plus an annual 12% rate of return from the property’s contract.

Akron, OH 44305

This property sold to a family for $26,691.00. The Investor recieved a capital gain of 31.44% plus an annual 12% rate of return from the property’s contract.

Northern Cambria, PA 15714

This property sold to a family for $47,455.00. The Investor received a capital gain of 33.81% plus an annual 12% rate of return from the property’s contract.

Henryetta, OK 74437

This property sold to a family for $18,163.00. The Investor received a capital gain of 6.95% plus an annual 12% rate of return from the property’s contract.

Carthage, IN 46115

This property sold to a family for $26,475.00. The Investor received a capital gain of 5.67% plus an annual 12% rate of return from the property’s contract.

Investor Testimonials

Brett Leavitt

Intentional Solutions, LLC

“I’m a full time Real Estate Investor that lives in San Diego, CA and mainly invest in single family homes. When I first discovered Equity & Help I was a little resistant to the hands-off turn key approach. That was until I looked closer and got to know the vision of the people involved and the level of each of their experience and backgrounds. I was also very impressed with their past clients portfolios returns, something that, to be honest, looked too good to be true. After doing due diligence on the people, product, and their very unique process, my wife and I decided secured by real estate we would go all in. It has been the best decision yet and we are set to nearly triple our returns, compared to what we were getting doing typical flip or rental strategies. In just 3 months time, over a quarter of our properties are performing and they just sold another one yesterday. We now have our most valuable currency back, time with each other. We plan to continue to reinvest until we hit our goal of 100 homes, and the status of Civilization Supporter. Thank you so much to everyone at Equity and Help, as your dedication, support and commitment to change so many lives does not go unnoticed.”

Ivan Briones

Great FX, LTD

“I have been an E&H investor since March 2016. I invested in this company, mainly due to the quality of its people. The organization is full with people you can trust. The evolution of this company is remarkable, especially in the last six months. The home sale/turnover speeds experienced are on another level. Now I feel that I can really recommend for anybody to invest in E&H. My first investment was a bet on great people, today its a great investment on a great company with trusted people.”

Tom Adams, Jr.

Real Estate Investor

“Hi, my name is Tom Adams. I am a recent investor with Equity & Help. I’ve spent 35 years of my career in Information Technology, and I recently got into real estate investing. I decided to move some of my corporate 401K into a self-directed IRA, and that process was shepherded by my contact at Equity & Help. They helped with anything I needed to do along the way, so it was very simple for me. I purchased three homes just three months ago, and two of them has been already sold and started to perform. The last one is getting close to selling, and all along the way they have been fantastic to work with. They are very informative, they answer any questions that I have, and they have been very proactive in reaching out and making sure that I am comfortable and understand what happens in the process. I highly recommend them. In fact, I am thinking about moving more of my funds to invest with them. I hope you do the same.”

Kevin Dickson

Real Estate Investor

“I’ve been a property investor for 29 years. I’ve invested in rent to buy, fix and flip, and to take advantage of the capital growth market. For the last six years I’ve lent money to low-doc investors. I’ve decided this was not for me. Too much hassle, too little return. I was introduced to Equity & Help, detailed on the way they operate and structure things, and decided to invest. Every single step of the process is done in house with experts. I used to do that myself. My time is not taken up with inspections, dealing with banks, dealing with real estate agents. All the work I used to do myself, they now do for me. Happy Investing!”

I did a lot of research, and Equity&Help was by far the most stable… it’s solid and secure.

Art Neumann

Everybody wins- from the company, to the investor, to the family moving into the house.

Kim Belotte

Frequently
Asked Questions

How do Investors collect their monthly payments?

 Equity & Help has full time staff that is responsible for managing and collecting all monthly payments.

Payments are then made to investors on the 20th of each month through 3 different options:

  1. Wire transfer
  2. Mailed check
  3. Funds are kept in the investors account for reinvestment.
  4. Detailed Reports are emailed to the investor

Both the report and income received each month reports  the activity of the previous month.

Once Equity & Help Inc. purchases properties from the bank who is responsible for repairing them?

Equity & Help purchases low end homes that have been foreclosed and in need of repairs.

Equity & Help is responsible for the prehab of the home.  This means that basic renovations are done to ensure the home is sellable to a potential qualified family.

Equity & Help is then responsible for finding qualified families who will be renovating the home.

Families need to  prove that they have renovation experience such as hands-on experience, contractors, wood-workers, and do-it-yourselfers.

The family then takes on the expense and the responsibility of renovating the home.

What is the processing time it takes for an investor to acquire the deed to their property?

The duration it takes for a deed to be recorded to the trust takes anywhere from 1 week – 4 months.

 

Processing times vary from county to county.

Who takes care of the insurance and taxes on purchased homes?

As added protection, Equity & Help insures all properties with Lloyds of London Bank which is one of the largest insurance companies in the world.

When homes are initially purchased, Equity and Help is responsible for the prorated taxes and insurance on the property.

When the property is sold to an investor, the investor takes on that responsibility and taxes and insurance  are paid through the investor’s escrow account held with Equity & Help. It is required to keep a minimum of $500 USD in the escrow account for that purpose.

Taxes and insurance on a property averages $100 USD per month.

When a qualified family is found and purchases the property, Equity & Help oversees that the family then takes on the responsibility of paying the taxes and insurance.

If a family happens to default on payment, the investor steps in to cover the costs of taxes and insurance.

Families are then required to catch up on their payments and a late fee is applied.

Does an investor have access to the inspection or property reports?

Yes, Inspection and  property reports can be made available to the investor upon request.

Are investors required to pay the standard 6% realtor commission fee when they purchase a home through Equity & Help?

A great advantage with Equity & Help is that investors are not required to pay any realtor commission fees in order to purchase homes.

There is a $500 fee that Equity & Help charges on a pro-rated basis depending on how long it takes to find a qualified family to purchase the property.

How much are the closing costs when purchasing a home through Equity & Help?

There are no closing costs when buying a home from Equity & Help.

The investor purchases that property through a beneficial interest in a trust.

Equity & Help then assigns that interest directly to the investor.

The deed does not need to be re-recorded in the trust making this a secure transaction that is free of any fees.

This  process is completed in 2-3 days (assuming the funding has been transferred to the escrow account) and the investor immediately owns the property outright.

What fees does Equity & Help ask of the investor?

There are some fees involved with Equity & Help.

Before the initial transaction, Equity & Help sends a fee schedule to the investor that discloses all fees involved and all fees are also included in the trust document.

What is the processing time it takes to qualify a family to move into a home?

The average processing time it takes to qualify a family for a home is 6 months.

It can be quicker and this is one of the reasons why we require that a new investor start with at minimum of 3 homes.

This being said, if you have 3 properties statistically on average:

1st property sells in:  2 months

2nd property sells in : 5 months

3rd property sells in: 11 months

If a property takes over 12 months to sell, Equity & Help  Home Warranty Program takes effect and the home is replaced for the investor.

What happens if the family monthly loan payment defaults?

When a family defaults on their loan payment it goes into an eviction process just like any other loan or mortgage.

Equity & Help does qualify families and families must meet specific requirements:

  1. Provide proof of 4 X the Monthly Rent
  2. Provide proof of 2 years of on time rental payments
  3. Positive reviews from employers
  4. Positive reviews from landlords

However if a family does default, Equity & Help deals with an eviction process.

This eviction process is detailed in a separate question in the FAQ.

How frequently do families default on their loan payments with Equity & Help?

Equity and Help has managed over 400 properties.

The default rate for loan payments is currently around 7% overall for all homes ever purchased by Equity & Help.

This is a very low rate for a sub-prime mortgage lending company.

After a family has been evicted from a home, what is the cost to the investor in finding a newly qualified family to live in that home?

An investor will have had to purchase a Home Warranty Insurance with Equity & Help.  The price of this varies from home to home.

This warranty is specifically designed to deal with all that is involved in the process of an eviction and finding a new qualified family for the home.

Therefore, there are no additional costs to the investor.

With Equity & Help Inc. where is the profit on my investment?

The main place of profit on the investment is with the payments you will receive from the family.

There is also an equity gain which is the difference in how much you purchase the property for and the purchase property of the family.

Ex: You purchase a property for $40,000 USD

We sell the property to a family for $50,000 USD

Equity Gain: $10,000 USD

You are financing the $50,000 purchase price to the family at 12% per month.

Therefore, your return on the $40,000 USD actually becomes on average about 14-15% cap rate.  Those monthly payments from the family becomes your return on your investment.

How can I purchase a property from Equity & Help that already has a family living in that property?

Purchasing a property with Equity & Help that already has a family living in that property and is giving you a return is called a Performing Home.

Performing homes are not always available because investors like the homes they have already purchased, and most investors are open to the idea of purchasing a vacant home and waiting for the home to sell to the right family. The reason for this is because there is a higher return.

If you are interested in a Performing Home, you can speak to your PhilanthroInvestor Consultant and ask them for a Performing Home.

How do you determine the price that you will resale the house that an investor has purchased and find the family that will eventually purchase this home?

The resale price is based on several online evaluation models. We use mortgage valuation tools and we collect different evaluations for one property and average them. We also take into account the tax assessment of that property to help determine how much a property is worth after a repaired value state.

We will then put the home on the market for a percentage of that amount and allow families to negotiate back and forth to close the sale as quickly as possible.

Therefore, the projected price on the proposal is going to be the average selling price for any particular property.

We achieve that by starting at a determined higher amount that sometimes ends up selling at that price or perhaps ends up selling at a lower price than anticipated.

Why would I buy an American home through Equity & Help Inc. instead of buying a home directly myself?

The main reason you would choose to purchase a property with Equity & Help Inc. is because of the convenience and expertise that the Equity & Help team brings to the table.

Buying a property on your own is a lot of work. For some people that is a challenge they are willing to take on through trial and error.

Over the years, Equity & Help has purchased, managed, setup and sold over 350 properties.

If you are looking for a simple hands-free investment that uses the power of real estate and banking industry, then Equity & Help is your best option.

If I do not live locally and I am interested in purchasing homes with Equity & Help, would I need to come in person to view the homes?

If you do not live locally and want to invest internationally, Equity & Help is one of the best options.

Traditionally, if you would like to invest in real estate it requires you to go see the property. Equity & Help has full time staff that’s sole purpose is to view properties. They are then able to use their expertise and view over 10,000 properties per week and successfully choose the best properties to purchase.

We have over 100+ investors that have never needed to go and look at property and find a family and that is the convenience that Equity & Help offers you as an investor.

When I invest money with Equity & Help Inc, does an investor receive a deed or bank certificate of ownership?

There are a few different options of how an investor is going to manage their property.

When you invest with Equity & Help you are purchasing a property. The actual title to that property will be in the name of a land trust.

Therefore, the main vehicle that Equity & Help uses is called a Land Trust. The actual deed is going to be in the name of a trust, and you will be designated the beneficiary of that trust.

Equity & Help is then assigned as the designated Trustee of that Land Trust.  Allowing Equity & Help to be the Trustee of that Land Trust, allows for a hands-free experience to the investor.

This system allows Equity & Help manage the property, deal with monthly collections and create monthly reports for the investor.

Most investors are satisfied with having their property being in their beneficial interest.

However, for an additional charge, to help ensure that your ownership is secure, Equity & Help can also record a notice of beneficial interest in that trust to the county.

Therefore, you now have a third party that records and files that you are the owner of that property.

What happens after the eviction process is completed?

When a family defaults from a home, Equity & Help handles the complete eviction process for the investor.

In order to return that home to the market there is work that has to be completed and a fee is charged to the investor to enable the set up the home for resale to a new family.

If the property has been occupied for:

  • Less than 1 year, there is no fee charged to the investor.
  • Less than 2 years, there is a fee of $2,000 USD
  • More than 2 years, there is a fee of $4,000 USD

This includes the following:

  • a clean out of the home
  • setting up the home for sale
  • remarketing of the property
  • management of the property until it is resold.

If something goes wrong, is my asset at risk?

Some investors are concerned in mitigating exposure to risk and liability. There are not many risks involved because the investor does own the property out right and investing in Real Estate is a great way in building wealth.

The following risks are possible:

  1. The family does not make payments on time
  2. The family defaults from payments then needs to be evicted
  3. The home may become vacant for an extended period of time if an eviction is required
  4. The property does not sell to a family in under a year
  5. The property needs to be replaced if it does not sell in under a year (Home Warranty covers this, speak to your PhilanthroInvestor about this option)
  6. Possibility of a natural disaster (Insurance covers this)

All these scenarios mean that the investor may get a lower rate of return for a short period of time and it eventually improves again.

The good thing is that low end properties are always affordable and are always a commodity with Equity & Help.

Is the square feet listed for the house only or the land too?

You can always look online to find that information. A property includes square footage of the house itself and square footage including the land.  Equity & Help would be more than happy to help you find that information.

Is there a fee for International Wire Transfers that the investor may need to pay to their bank or to Equity & Help?

Every individual bank charges their own fees. Each bank has different set fees. You need to ask your individual bank for what that fee would be. It varies around $15-20 USD for national wiring fees depending on the bank.

International wire fees tend to be higher even when cashing American Checks.

In order to lower the cost of such fees, you may opt for:

  1. Receiving a check
  2. Having your money wired every quarter by requesting it when you want it wired.

Where do most of the investors who invest with Equity & Help come from?

  1. United States
  2. Latin America
  3. Europe
  4. Australia
  5. Canada

Are the contracts used by Equity & Help legal?

The contracts used by Equity and Help are legal. You have access to Equity & Help’s lawyer. We have consulted with several different lawyers to ensure that we adhere to current laws. You can also request a copy of the contracts prior to the sale of a house and have your own lawyer review the contracts.

Is it possible for an investor to live in the house that they purchase?

Yes, that is not a problem. You can decide to do what you wish with the home that you have purchased and own.

Does the investor purchase these homes directly through the internet?

No, Equity & Help provides a concierge like service to each investor. In order to achieve this we have a group of Consultants that will assist you through the process of purchasing a home as well as being available to answer any question you might have.

When was the company established?

Ivan Anzulovich who is the Founder of Equity & Help he had worked in the past with other people in the real estate domain and came up with this system in Argentina. Equity & Help was established in October 2014 when he returned to North America.

How many employees does Equity & Help have?

Equity & Help has 20+ employees and expanding every year by 30%.

How many houses and how many investors have signed up for this program?

Equity & Help has over 100 investors and has 350 properties in their program.

If an investor purchases property with Equity & Help and then decides to sell one or more properties can the investor sell those properties without the need of going directly through Equity & Help?

Yes, the investor is completely free to do whatever he chooses with the property.

Equity & Help is there to help manage the property, sell the property if need be however the investor is not tied to Equity & Help in any way.

Is it possible for an investor would like to sell their property to another investor?

Equity & Help cannot facilitate the sale of a property to by finding another investor for that same property.

However, the investor has the option of finding another investor and introduce them to Equity & Help. Equity & Help can then sell the property in question to the new investor.

The investor can also sell their own property themselves.

If someone is interested in moving forward as a buyer, what are the next steps?

If a potential investor is interested in moving forward with Equity & Help these are the next steps:

  1. Contact a PhilanthroInvestor to ensure all questions are answered
  2. Open an account opening form for
  3. Transfer (refundable) $1000 USD into Equity & Help escrow account.
  4. Get on to priority list to purchase a property
  5. Purchase a property on a first come first serve opportunity
  6. Equity & Help manages the property for you
  7. Equity & Help finds a family for you
  8. Equity & Help helps you get double digit returns

When an investor is ready to purchase homes with Equity & Help, where does the money get sent to?

When an investor is ready to move forward with Equity & Help, the money needs to be deposited into Equity & Help Escrow Account.

This will enable Equity & Help to fund your property that you choose through Equity & Help.

You will receive a detailed wiring sheet to share with your bank with all the necessary information to transfer your money to the escrow account with Equity & Help.

In addition, an Escrow Agreement will be executed indicating:

  1. The exact amount that will be wired through
  2. This agreement establishes that this is your money in the escrow account
  3. That Equity and Help only has access to these funds once a property has been purchased by you.

How does Equity & Help acquire properties?

The manner in which Equity & Help acquires properties is through a complex system that has been built over the years.

  1. Use a network of various auction houses
  2. Use a network of whole-sellers
  3. Go through 10,0000 properties a week
  4. 1000+ properties every week pass the initial due diligence stage
  5. Full time staff look through the following for each property:
  6. Valuation
  7. Inspection reports
  • Photos
  1. Evaluate if it’s a fit for Equity & Help
  2. Through this process, Equity & Help ends up purchasing only 2-3 homes / week
  3. Equity & Help then sells these homes to potential investors.
  4. Equity & Help closes on these homes with special warranty deeds to ensure that full and complete ownership of these properties.

Is it possible for Equity & Help to go bankrupt?

If that were ever the case, there are many companies that we can refer to, who would help you move forward because there is an industry that already exists in this arena in regard to:

  1. Financing of your properties
  2. Collections of your property
  3. Selling your property
  4. Acquiring of new properties

What makes Equity & Help unique, is that all of these services are offered under one umbrella. Equity & Help is expanding and growing every year, and continually improve upon our systems

What type of funding methods exist to send your money to Equity & Help?

  1. Wire transfer
  2. Credit Card
  3. Debit Card
  4. IRA (USA)
  5. 401K (USA)
  6. 1031 (USA)

Fees vary for each method. Your PhilanthroInvestor would gladly go through every option with you.

What system is in place, when a family defaults on their payments?

Equity & Help prides themselves on helping families.

Sometimes families can run into financial problems and may not be able to make payments.

Every situation is on a case by case scenario and at times families may push off their payments for a month or two.

Equity & Help works with the families to ensure that they do catch up with their payments.

If a family does not fulfill on their promise of catching up on their payments or stop making payments all together, that is when an eviction process would commence.

Equity & Help takes care of managing these families for the investor. This is a hands-free real estate investment for the investor.

What are the different scenarios in the eviction process?

Only 6.4% of all families in the entire history of the company have defaulted on payments and needed to be evicted.

Equity & Help has first party collection rights to the property.

  1. The 1st option is that Equity & Help tries to ensure open communication with the family in hopes of resolving the issue. If the issue cannot be resolved the family may decide to vacate the home and return the keys to the company. Equity & Help then sells the home to a new qualified family.
  2. The 2nd option is to offer cash for keys. Usually $200-$1000 USD at the investor’s expense.
  3. The 3rd option is an eviction process that involves the help of a lawyer. Several notices are sent out to the family and if need be Equity & Help will get the ruling of a judge in order to have the family evicted. The investor needs to pay a maximum of $1500 USD to evict the family.

Are families informed at the time of purchase of this rules and eviction process?

All families are informed of these rules and eviction process before entering a home. The 2nd option; cash for keys is not publicized to the family.

When rent is collected every month, where is the money kept? Who is legally responsible for the collection and processing of monthly rent?

Equity & Help is fully responsible for the collection and processing of monthly rent.

Rent is collected through an online portal, credit card or personal checks.

The rent money is kept in an escrow account with Equity & Help  until the end of the month.

Once monthly investor reports are completed, Equity & Help disperses the correct amount to each investor.

How does Equity & Help ensure that the family maintains the home?

In most traditional real estate scenarios, the investor is responsible for the repairs and upkeep of the home.

One of the main advantages of Equity & Help is that the family is responsible for the renovation and upkeep of the home.

Equity & Help ensures that the family is qualified and capable for the renovation and upkeep of the home.

Does Equity & Help provide a yearly taxation report for the investor?

Equity & Help takes care of all collection and disbursement of taxes incurred by the property to the proper tax authorities on the appropriate dates.

A full report is available to the investor and the family at the end of the year.

What happens to the value of a property if there is a market correction?

The advantage  with Equity & Help is that investors are purchasing low end homes.

Investors that have run into trouble are investors who have purchased higher end homes. The 2008 market correction affected these higher end homes as families could no longer afford to make payments or afford to purchase these higher end homes.

The advantage of Equity & Help is that our homes are essentially recession proof.

If the economy starts to decline, there is going to be a higher need for lower end homes. If the economy continues to flourish there is an abundant need for lower end homes for families that are in the market looking to purchase their first home.

Who decides which property is purchased with the investment?

The purchase process with the investor and Equity & Help is such that:

  1. Equity & Help purchases homes with their own funds
  2. Properties are sold to investors on a first come first serve basis.
  3. According to the inventory available, a portfolio of properties are presented to the investor and the investor chooses the property that they would like to purchase.
  4. If an investor does not approve of the choices of properties, alternate properties are chosen according to availability.
  5. Once a property is purchased by an investor, it cannot be exchanged unless a home warranty insurance has been purchased.
  6. The home warranty program ensures that if a property does not sell to a family in under 1 year, Equity & Help will exchange a new home to the investor.

When is an investor required to transfer the funds to the escrow account?

When the investor is ready to move forward with investing with Equity & Help, the investor’s funds will be transferred to Equity & Help’s Sun-Trust Bank Account in the USA.

The funds remain in the escrow account until you the investor decide to purchase property with Equity & Help or decide to withdraw the funds back into the investor’s personal account.

Is there an end date to the cash-flowing property?

All loans to families are subject to a 20 year loan at 12%. At the end of the 20 year loan, the investor will have collected payments over 3-4 times their initial investment throughout the duration of that loan. Only then will the family now have full ownership of that property.

At any point in time, you can leverage your monthly cash flow to purchase another home and continue to increase your monthly cash flow.

In most case scenarios, most families do remortgage their home with a bank after 5-6 years. In that case, you as an investor would then decide what you would do with the money and how you would like to allocate it or cash out.

How does Equity & Help ensure that the correct taxes are paid and proper insurance is paid for each property?

In regards to taxes, Equity & Help calls the county of a property to request the amount of taxes required for that property.

In regard to Insurance, as soon as a home is purchased with Equity & Help it is set up through Lloyd’s of London. Each property is assessed and is insured for it’s structural value.  It includes $1 Million for General Liability

If an investor is interested in more insurance they can purchase more on their own.

How does an investor stay in control of their portfolio of properties when joining Equity & Help?

This is a hands-free investment made so that the investor can regain control of their time and energy, directing  their energy to things that more most important to them.

There is always the option to withdraw the cash balance in the investor’s account at any time.

The investor receives a monthly report and the account statement will demonstrate how much money the investor has in their account.

The investor owns the investment properties and can sell any of them through an investment property broker at any time.

Equity & Help does not recommend doing so until the investor recovers their investment which is usually after  5-6 years.

How does Equity and help make its money to cover its costs?

  1. The markup that Equity & Help makes from buying homes in bulk and pre-habbing them for the investors plus selling it for them is between 7-10% Net
  2. $500 that the investor pays when we sell the home to the Family
  3. $15 / month per property when the home Is vacant
  4. $40 / month per property when the home is occupied
  5. Our monthly maintenance fee of $25/month per property that we charge families
  6. Our brand representation agreement of entrepreneurs who pay to represent our brand and train the ambassadors in different parts of the world.

Does an investor have to be locked into an investment for 20 years?

Not necessarily, the majority of families move every 5 to 7 years.

We actually have families who live in a home, improve it and then give it back to us free of charge.

All the money the investor has made is pure profit, and it is up to the investor to decide what to do with the property.

Most investors decide to sell their property  again and make even more money.

Another option is that an investor may sell their property  to someone they may  know. There is a fee of  $500 USD to complete the paperwork in regards to transferring the land trusts to the new investor.

What if families who are leaving damage the property?

Equity & Help purchases lower end homes that have been foreclosed by the banks and are in need of renovations.

When a qualified family is found for the home, the family agrees to renovate the home at their own expense.

If a family happens to get evicted and leaves the property in a worse state,  Equity & Help ensures make the home returns to sellable condition.

Does Equity & Help ever run out of homes to purchase?

Equity & Help has many property sources. The amount of foreclosures has diminished over the last 5 years, however, there are still plenty of foreclosed properties to choose from.

Equity & Help continues to expand and if there is a downturn in the economy, this would only put Equity & Help at an advantage in where more foreclosed properties would become available.

What if a home ends up selling for less than the purchase value?

Equity & Help has a Market Protection Policy that in case a property is sold for less than what it was purchased for, the investor will receive a non-cash credit to use towards the purchase of another property.

What is the minimum investment required to invest with Equity & Help?

The minimum investment is 3 homes, most investors start with 5 or more. This translates to about $120,000 – $150,000 USD.